1. Acceptance of terms

By accessing or using Exepreneur Magazine’s website at https://exepreneur.com and related services (the “Services”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, do not use the Services.

2. Description of services

Exepreneur provides business news, analysis, commentary, multimedia content, events and related services. Some features may require registration, subscription or payment.

The Services include:

• Content created by Exepreneur’s editorial team and contributors.
• Content licensed from, or aggregated with permission from, third‑party sources

(including news wires, research providers and other media outlets).

• Links to third‑party content and services.

3. Eligibility

You must be at least 16 years old (or the minimum age required in your jurisdiction) to use the Services. By using the Services, you represent and warrant that you meet these requirements.

4. Accounts and registration

Where registration is required:

• You must provide accurate, current and complete information.
• You are responsible for maintaining the confidentiality of your account credentials.
• You are responsible for all activities under your account.
• We reserve the right to suspend or terminate accounts that violate these Terms or

applicable law.

5. Subscriptions and payments

Certain content or services may be offered on a paid subscription or event basis.

• Fees, billing cycles and renewal terms will be clearly disclosed at the point of purchase.
• Payments are processed by third‑party providers subject to their terms.
• Refunds or cancellations will be handled in accordance with the specific offer terms and

applicable law.

• We may change fees or discontinue certain paid offerings with notice where required.

6. Intellectual property – general

The Services contain a mix of:

• Exepreneur-owned content: Original articles, analysis, graphics, audio, video, code and other materials created by Exepreneur staff, contributors or commissioned by us.

• Third‑party content: Articles, data, images, video, graphics and other materials obtained from reputable external sources (such as news agencies, research firms, government bodies and other media) and used under licence, aggregation agreements, statutory exceptions (such as fair dealing or fair use), or with appropriate attribution. All content remains the property of its respective owner.

7. Exepreneur-owned content

Exepreneur and its licensors own all intellectual property rights in Exepreneur‑originatedcontent.

•  You may access and use Exepreneur‑originated content for personal, non‑commercial purposes, unless otherwise stated.
• You may not copy, reproduce, distribute, modify, create derivative works, or commercially exploit Exepreneur‑originated content without our prior written permission, except as permitted by law.

• Brand names and logos owned by Exepreneur are trademarks of Exepreneur or its affiliates.

8. Third‑party content and citations

A significant portion of the content on the Services is sourced from third parties.

• Third‑party content is owned by its respective owners and is protected by copyright and other intellectual property laws.

• We use such content under licence, aggregation agreements, statutory exceptions (including fair dealing or fair use for news reporting, criticism, review and research), or with permission.

• Third‑party content is clearly attributed where required, typically through bylines, source lines, hyperlinks or footnotes (for example, “Source: [Name of Source]”).

• Your use of third‑party content must comply with these Terms and any additional restrictions imposed by the relevant rights holder.

• Nothing in these Terms grants you any right to reuse, republish or redistribute third‑party content beyond what is permitted by law or by the rights holder.

If you are a rights holder and believe that content on the Services infringes your rights, please contact us at [legal@exepreneur.com] with details of the work and the alleged infringement.

9. User content

If you submit comments, articles, images, videos or other content (“User Content”):

• You retain ownership but grant Exepreneur a non‑exclusive, worldwide, royalty‑free licence to use, reproduce, adapt, publish, translate, distribute and display that content in connection with the Services.

• You represent that you own or have the necessary rights to your User Content and that it does not infringe third‑party rights or violate applicable law.

• We may remove or disable access to any User Content at our discretion, without notice

10. Prohibited conduct

You agree not to:

• Use the Services for any unlawful purpose or in violation of any applicable laws or regulations.
• Infringe intellectual property or other rights of Exepreneur or third parties.
• Transmit malware, viruses, harmful code or attempt to gain unauthorised access to our systems.

• Interfere with or disrupt the Services or servers or networks connected to the Services.
• Collect or harvest user information without consent.
• Impersonate any person or entity or misrepresent your affiliation.
• Remove or alter any copyright notices, source attributions or other proprietary markings from any content.

11. Third-party links and services

The Services may contain links to third‑party websites, products or services, including the original sources of cited material. We do not control and are not responsible for their content, privacy practices or terms. Your interactions with third parties are at your own risk.

12. Disclaimers

The Services and content are provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non‑infringement.

We do not warrant that:

• The Services will be uninterrupted, secure or error‑free.
• Defects will be corrected.
• Content is accurate, complete, current or reliable.

You are responsible for verifying any information before relying on it for business, financial, legal or other decisions.

13. Limitation of liability

To the maximum extent permitted by law, Exepreneur and its directors, officers, employees, agents and affiliates shall not be liable for any indirect, incidental, special, consequential or punitive damages, including loss of profits, data, business or goodwill, arising out of or in connection with your use of the Services, even if advised of the possibility of such damages.

Our total liability for any claim arising out of or relating to these Terms or the Services shall not exceed the amount you paid to us in the 12 months preceding the claim, or [insert cap, e.g., K100] if no payment was made.

14. Indemnification

You agree to indemnify, defend and hold harmless Exepreneur and its directors, officers, employees, agents and affiliates from any claims, liabilities, damages, losses and expenses (including reasonable legal fees) arising out of your use of the Services, your User Content or your violation of these Terms or applicable law.

15. Governing law and dispute resolution

These Terms are governed by the laws of Papua New Guinea, without regard to conflict of law principles.

Any dispute arising out of or in connection with these Terms shall be submitted to the exclusive jurisdiction of the courts of [insert city/province, e.g., Port Moresby], Papua New Guinea, unless mandatory law requires otherwise.

17. Changes to these terms

We may update these Terms from time to time. Continued use of the Services after changes constitutes acceptance of the updated Terms.