Australian banking giant ANZ today announced its full-year financial results for 2025, marking the first full year under new CEO Nuno Matos. The results reflect both challenges and opportunities as the bank pushes forward with its ANZ 2030 strategy aimed at strengthening competitive positions and capturing growth in its key markets.
ANZ posted a statutory profit of AUD 5.89 billion for the year ended September 30, 2025, a 10% decline from the previous year. This was impacted by significant one-off charges totaling AUD 1.1 billion, including regulatory settlements and costs associated with business simplification efforts. Adjusted cash profit, excluding these items, remained steady compared to the prior year at AUD 6.9 billion.
CEO Matos highlighted the bank’s durable franchise across Australia, New Zealand, and Asia—the fastest-growing economic region globally. He underscored the importance of seizing the “significant opportunity” in Australia Retail and Business banking, while continuing leadership in Institutional and New Zealand markets.
“Our ANZ 2030 strategy is the right one to unlock the full potential of our division and deliver value to shareholders and customers,” Matos said. “We have maintained strong fundamentals in capital, provisioning, and risk management while advancing key priorities including organizational culture reset, integration of Suncorp Bank, and digital innovation like ANZ Plus.”
Despite robust performance in Institutional and New Zealand divisions, Australia Retail and Business & Private Bank faced pressures from intense competition and margin compression due to falling interest rates. Still, the bank declared a final dividend of 83 cents per share, reflecting confidence in its underlying business.
ANZ’s capital position remains strong, with a Common Equity Tier 1 ratio of 12.0%. The bank continues efforts to optimize operations, improve non-financial risk management, and pursue sustainable growth amid ongoing market challenges.
ANZ’s FY25 results set a foundation for renewed focus on growth and resilience, positioning it to capitalize on opportunities across the Pacific region in line with its strategic vision.
